INSURANCE BAD FAITH I CIVIL LITIGATION I FRAUD LITIGATION I INSURANCE FRAUD – California Factory Filed Insurance Claim after Burglary and Insurer Wrongfully Denied Coverage - A CASE STUDY July 31, 2020 A wrongful denial or an unreasonable delay in paying an insurance claim can jeopardize the success or profitability of a business. If a commercial claim is significant the denial or delay of paying out that claim can lead to a business closing its doors for good. Often times a wrongful denial or an unreasonable delay can give rise to a commercial insurance bad-faith dispute and insurance fraud claim. Typical insurance tactics that give rise to an insurance bad-faith claim include: • An insurance carriers’ failure to defend a policyholder • Insurer’s wrongful denial of coverage • An insurance company’s unreasonable delay in paying covered claims • Insurance company’s failure to pay insurance claims • An Insurer’s failure to conduct a reasonable investigation before claim denial • Wrongful refusal to settle a claim Wrongful Denial Insurance Case Study: If you filed an insurance claim for burglary or theft, and were wrongfully denied or payment was unreasonably delayed, you may benefit from retaining a bad faith insurance attorney. Roughly 20% of commercial insurance claims relate to theft or burglary. A factory in Los Angeles, CA was burglarized and after submitting an insurance claim with supporting documentation, American Reliable Insurance Company, the commercial insurance carrier, wrongfully failed to cover the loss and breached the insurance contract. The victim’s insurance broker filed a claim on behalf of factory raising causes of action for insurance fraud, wrongful denial of coverage, insurance bad-faith and breach of insurance contract. After litigation, the plaintiff secured a verdict against the defendant. The bad-faith verdict held the insurer liable for wrongful failure to pay covered benefits and compensated the plaintiff additional funds for attorney fees and punitive damages. For additional articles discussing, insurance fraud and insurance bad-faith claims, please see links below: • INSURANCE BAD FAITH I CIVIL LITIGATION I FRAUD LITIGATION – $2 Million Dollar Umbrella Policy Concealed – Insurer’s Failure to Disclose equates to Bad Faith and Insurance Fraud – A CASE STUDY: http://dianalegal.com/insurance-bad-faith-i-civil-litigation-i-fraud-litigation-2-million-dollar-umbrella-policy-concealed-in-an-uninsured-motorist-claim-insurers-failure-to-disclose-equates-t/ • CALIFORNIA INSURANCE BAD FAITH I FRAUD I CIVIL LITIGATION – When Does Insurance Fraud And Insurance Bad-Faith Overlap?: http://dianalegal.com/california-insurance-bad-faith-i-fraud-i-civil-litigation-when-does-insurance-fraud-and-insurance-bad-faith-overlap/ • CALIFORNIA INSURANCE BAD FAITH I CIVIL LITIGATION – Do I Have A Bad Faith Insurance Claim? http://dianalegal.com/california-insurance-bad-faith-i-civil-litigation-do-i-have-a-bad-faith-insurance-claim/ • CALIFORNIA INSURANCE BAD FAITH I PERSONAL INJURY I CIVIL LITIGATION – INSURANCE BAD FAITH http://dianalegal.com/CALIFORNIA-INSURANCE-BAD-FAITH-I-PERSONAL-INJURY-I-CIVIL-LITIGATION-INSURANCE-BAD-FAITH/ • “What is Insurance Bad Faith”, “What is a Bad Faith Insurance Claim”, “Common Conduct that Gives Rise to an Insurance Bad Faith Claim” and “What Damages are available in Insurance Bad Faith claims” are linked herein: CALIFORNIA INSURANCE BAD FAITH I PERSONAL INJURY I CIVIL LITIGATION – What Is A Bad Faith Insurance Claim? http://dianalegal.com/california-insurance-bad-faith-i-personal-injury-i-civil-litigation-what-is-a-bad-faith-insurance-claim/ • CALIFORNIA INSURANCE BAD FAITH I PERSONAL INJURY I VERDICT & SETTLEMENTS – $2,006,000 Insurance Bad Faith: Unreasonable Failure to Disclose Policy Limits, Failure to Make Prompt & Fair Settlement: http://dianalegal.com/california-insurance-bad-faith-i-personal-injury-i-verdict-settlements-2006000-insurance-bad-faith-unreasonable-failure-to-disclose-policy-limits-failure-to-make-prompt-fair-settlem/ To better understand what types of Damages are recoverable in a bad-faith action or Insurance fraud case, see the links below: • What are Compensatory Damages? http://dianalegal.com/personal-injury-personal-injury-damages-compensatory-damages/ • Compensatory Damages in a Personal Injury Action: http://dianalegal.com/personal-injury-damages-compensatory-damages-for-personal-injuries/ • What Are Punitive Damages? http://dianalegal.com/fraud-i-damages-i-civil-litigation-what-are-punitive-damages/ • A discussion on the differences between punitive damages and compensatory damages: http://dianalegal.com/fraud-i-damages-i-civil-litigation-punitive-damages-vs-compensatory-damages/ Articles discuss Fiduciary Duties, to better explain what is a fiduciary-like relationship, please see the listed below: • FRAUD I BREACH OF FIDUCIARY DUTY – What Fiduciary Duties Are Owed? A Fiduciary Owes The Duty Of Undivided Loyalty. What Happens If A Fiduciary Breaches Their Duty Of Undivided Loyalty? http://dianalegal.com/fraud-i-breach-of-fiduciary-duty-what-fiduciary-duties-are-owed-a-fiduciary-owes-the-duty-of-undivided-loyalty-what-happens-if-a-fiduciary-breaches-their-duty-of-undivided-loyalty/ • FRAUD I BREACH OF FIDUCIARY DUTY – What Fiduciary Duties Are Owed? A Fiduciary Owes The Duty To Use Reasonable Care. What Happens If A Fiduciary Breaches Their Duty To Use Reasonable Care? http://dianalegal.com/fraud-i-breach-of-fiduciary-duty-what-fiduciary-duties-are-owed-a-fiduciary-owes-the-duty-to-use-reasonable-care-what-happens-if-a-fiduciary-breaches-their-duty-to-use-reasonable-care/ • FRAUD I BREACH OF FIDUCIARY DUTY – What Is A Fiduciary Duty? What Does A Breach Of Fiduciary Duty Mean? What Is A Fiduciary? http://dianalegal.com/fraud-i-breach-of-fiduciary-duty-what-is-a-fiduciary-duty-what-does-a-breach-of-fiduciary-duty-mean-what-is-a-fiduciary/ Our other articles discussing Fraud in California and causes of action for Fraud in general are included below: • FRAUD – What Constitutes Fraud In California? What Does A Cause Of Action For Fraud By Intentional Misrepresentation In California Mean? http://dianalegal.com/fraud-what-constitutes-fraud-in-california-what-does-a-cause-of-action-for-fraud-by-intentional-misrepresentation-in-california-mean/ • FRAUD – WHAT CONSTITUTES FRAUD IN CALIFORNIA? WHAT DOES A CAUSE OF ACTION FOR FRAUD BY FALSE PROMISE IN CALIFORNIA MEAN?: http://dianalegal.com/FRAUD-WHAT-CONSTITUTES-FRAUD-IN-CALIFORNIA-WHAT-DOES-A-CAUSE-OF-ACTION-FOR-FRAUD-BY-FALSE-PROMISE-IN-CALIFORNIA-MEAN/ • FRAUD VIA FALSE PROMISE OR PROMISSORY FRAUD: http://dianalegal.com/fraud-legal-liability-for-fraud-civil-tort-for-fraud-via-false-promise-or-promissory-fraud/ • INTENTIONAL FRAUD AND DECEIT is embedded herein: http://dianalegal.com/fraud-legal-liability-for-fraud-civil-tort-for-intentional-fraud-and-deceit/ • CONVERSION OR BREACH OF FIDUCIARY DUTY http://dianalegal.com/fraud-legal-liability-for-fraud-civil-tort-for-conversion-or-breach-of-fiduciary-duty/ • FRAUDULENT CONCEALMENT OR CONCEALMENT FRAUD: http://dianalegal.com/fraud-legal-liability-for-fraud-civil-tort-for-fraudulent-concealment-or-concealment-fraud/ • FRAUD – What Constitutes Fraud In California? What Does A Cause Of Action For Fraud By Concealment In California Mean? http://dianalegal.com/fraud-what-constitutes-fraud-in-california-what-does-a-cause-of-action-for-fraud-by-concealment-in-california-mean/ • FRAUD – Legal Liability For Fraud – Civil Tort For Conversion Or Breach Of Fiduciary Duty: http://dianalegal.com/fraud-legal-liability-for-fraud-civil-tort-for-conversion-or-breach-of-fiduciary-duty/ • CONSTRUCTIVE FRAUD OR NEGLIGENT MISREPRESENTATION is embedded herein: http://dianalegal.com/fraud-legal-liability-for-fraud-civil-tort-for-constructive-fraud-or-negligent-misrepresentation/ If your burglary claim was denied or insurance theft claim not covered under your insurance policy, we invite you to call us today to discuss a potential bad faith claim or insurance fraud matter. Call us at 619-432-5145 for a free consultation with one of our experienced Insurance Fraud attorneys and California Insurance Bad Faith Lawyers. [contact-form-7 id="1201" title="Wrongful Termination"] Tags: Bad Faith Insurance Claim, Bad faith Insurance lawyer, Bad faith Insurance attorney, California Bad Faith Insurance Claim, California Bad faith Insurance lawyer, California Bad faith Insurance attorney, duty to defend, good faith and fair dealing, failure to defend; California Insurance Bad Faith; Insurance Bad Faith, implied covenant of good faith and fair dealing, Homeowners insurance, Homeowner coverage, Wrongful denial of homeowner insurance, Breach of Duty to Inform Insured of Rights, Bad-faith Claim, Insurance Fraud, California Fraud Attorney, San Diego Fraud Attorney, Fraud by making false representations, Intentional Failure to disclose, Contract induced by fraud, False representations in contracts, Fraudulent Inducement in Investments, Fraudulent tactics in Investment transactions, Fraudulent Agreements, misappropriation of funds, financial mismanagement, misappropriation of funds attorney, financial mismanagement attorney, San Diego Breach of Fiduciary Attorney, California Fiduciary Attorney, San Diego Fiduciary Attorney, California Fiduciary Lawyer, San Diego Fiduciary Lawyer, Breach of Fiduciary, WHAT IS FRAUD, Is Fraud Civil, What is Fraud Litigation, Fraud Litigation, A Civil Fraud Claim, Fraud Claim, Legal Liability for Fraud, constructive fraud, negligent misrepresentation, concealment fraud, fraudulently concealment, Intentional Fraud and Deceit, Promissory Fraud, False Promise, Conversion or breach of fiduciary, What Constitutes Fraud in California, What does a Cause of Action for Fraud by False Promise in California Mean, What is a Cause of Action for Fraud in California, Insurance Fraud Litigation, Fraud Litigation Complaint, Fraud Litigation, Insurance Claims, Insurance Fraud, Insurance Policies, Claims Handling, Insurance, Fraud Examinations

INSURANCE BAD FAITH I CIVIL LITIGATION I FRAUD LITIGATION I INSURANCE FRAUD – California Factory Filed Insurance Claim after Burglary and Insurer Wrongfully Denied Coverage – A CASE STUDY

INSURANCE BAD FAITH I CIVIL LITIGATION I FRAUD LITIGATION I INSURANCE FRAUD – California Factory Filed Insurance Claim after Burglary and Insurer Wrongfully Denied Coverage – A CASE STUDY

July 31, 2020

A wrongful denial or an unreasonable delay in paying an insurance claim can jeopardize the success or profitability of a business.  If a commercial claim is significant the denial or delay of paying out that claim can lead to a business closing its doors for good. Often times a wrongful denial or an unreasonable delay can give rise to a commercial insurance bad-faith dispute and insurance fraud claim. Typical insurance tactics that give rise to an insurance bad-faith claim include:

  • An insurance carriers’ failure to defend a policyholder
  • Insurer’s wrongful denial of coverage
  • An insurance company’s unreasonable delay in paying covered claims
  • Insurance company’s failure to pay insurance claims
  • An Insurer’s failure to conduct a reasonable investigation before claim denial
  • Wrongful refusal to settle a claim

Wrongful Denial Insurance Case Study: If you filed an insurance claim for burglary or theft, and were wrongfully denied or payment was unreasonably delayed, you may benefit from retaining a bad faith insurance attorney.

Roughly 20% of commercial insurance claims relate to theft or burglary. A factory in Los Angeles, CA was burglarized and after submitting an insurance claim with supporting documentation, American Reliable Insurance Company, the commercial insurance carrier, wrongfully failed to cover the loss and breached the insurance contract.  The victim’s insurance broker filed a claim on behalf of factory raising causes of action for insurance fraud, wrongful denial of coverage, insurance bad-faith and breach of insurance contract. After litigation, the plaintiff secured a verdict against the defendant.  The bad-faith verdict held the insurer liable for wrongful failure to pay covered benefits and compensated the plaintiff additional funds for attorney fees and punitive damages.

For additional articles discussing, insurance fraud and insurance bad-faith claims, please see links below:

To better understand what types of Damages are recoverable in a bad-faith action or Insurance fraud case, see the links below:

Articles discuss Fiduciary Duties, to better explain what is a fiduciary-like relationship, please see the listed below: 

Our other articles discussing Fraud in California and causes of action for Fraud in general are included below:

If your burglary claim was denied or insurance theft claim not covered under your insurance policy, we invite you to call us today to discuss a potential bad faith claim or insurance fraud matter. Call us at 619-432-5145 for a free consultation with one of our experienced Insurance Fraud attorneys and California Insurance Bad Faith Lawyers.

    Diana Legal